Built for ambitious African businesses

Everything you need to accept & move money.

One platform for accepting payments however your customers love to pay and building business financial freedom with easy payouts. Built to scale with your business.

NGPR Compliant99.99% Uptime SLAAML/CFT CertifiedNIBSS IntegratedPCI-DSS Compliant
Payment received and payout successful notifications on Vestrapay

1.4%

Per transactions

We offer one of the most competitive rates in the market, with no hidden charges.

T+2

Two-day settlement to bank

Your collections are processed within business days from the day of transaction.

99.9%

Transaction success rate

We've built reliable gateways so your customer checkouts on the first try.

The Platform

Powered with everything you need to get paid & handle payouts

Equipped with all the essential tools to ensure you receive payments smoothly and manage your payouts effectively.

Collections payment interface showing Transfer and Card options
Collections

Get paid – however your customers want to pay.

One integration, all payment methods. Your customers pay however they prefer — you collect it all in one place.

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Payout successful notification for a GTBank transfer
Payouts

Make payouts – as fast, reliable, automated as you wish

Single, bulk disbursements & automated payments, Vestrapay handles it all with real-time status tracking.

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Developer API terminal creating a payment intent
APIs & Sandbox

Clean & well documented APIs – built to be developer-first

Clean APIs, thorough documentation, and a sandbox that's live before you write a single line of production code.

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Our Pricing

Pay for what you process only.

Pay only when you get paid. No setup fees and a free sandbox to build against from day one.

Local

4.3%

Per transactions

CardsBank transfers
Transaction fees are subject to a 7.5% Value Added Tax (VAT).
FAQS

Clear answers for your questions.

Vestrapay is a CBN-licensed payment infrastructure platform for African businesses. We help you accept payments (collections), send money (payouts), and run automated payroll — all from a single API and dashboard.
Most businesses can create an account and explore the sandbox in minutes. Live go-live timing depends on KYC/KYB verification, but once approved you can start accepting payments and making payouts right away.
Vestrapay is currently focused on Nigeria, with expansion across Africa on our roadmap. If you're building for additional markets, talk to our team about timelines and supported corridors.
No. You can collect payments, send payouts, and run payroll from the dashboard with no code. Developers who want deeper control can use our APIs, webhooks, and SDKs.

Ready to accept your first payment?

Join thousands of African businesses using Vestrapay to power their payment infrastructure. Free to start, no credit card required.