Invoices
Your customers have a favourite way to pay. Accept all of them.
Cards, bank transfers, invoices, virtual accounts, payment links and international payments — all behind a single, reliable API your customers complete on the first try.
Start accepting payments
Virtual Accounts
Payment Links
International Payments
Bank Transfers
Cards
How it works
It’s easy to collect with Vestrapay
Create a payment session
Set up custom payment paths that suit how your customers want to pay, and embed our flexible checkout page exactly where they like to pay.
Customer makes payment
Let customers pay via their preferred channel, while funds land in your ledger, backed by a 99.9% success rate and real-time status tracking.
Receive & Reconcile funds
All transactions are reconciled within milliseconds of completion. Funds reconcile to your Vestrapay ledger balance; no chasing, no delays.
The Benefits
Built for merchants who demand more from payments.
Every feature exists to drive more revenue, less ops overhead, and sharper visibility for your finance team.
Higher conversion at checkout
Frictionless 3DS2 flows and smart channel routing reduce drop-offs. Customers pay the way they prefer, every time.
Smooth & Fast settlements
Smooth settlement means, revenue collected is safely sent to your settlement account. No cash flow surprises.
Real-time reconciliation
Every transaction is logged with reference to credit and debit for easy reconciliation. Export at anytime, finance teams love it.
Automatic fund splitting
Route a percentage of each collection to sub-accounts in real time. Perfect for marketplaces and multi-vendor platforms.
Global without extra integrations
International card acceptance and multi-currency settlement (USD, GBP, EUR) are built in — no third-party gateways to stitch together.
Fraud protection baked in
HMAC-signed webhooks, 3DS2 challenge flows, and velocity limits work automatically. Your business is protected without manual configuration.
FAQS
Clear answers for your questions.
Vestrapay is a CBN-licensed payment infrastructure platform for African businesses. We help you accept payments (collections), send money (payouts), and run automated payroll — all from a single API and dashboard.
Most businesses can create an account and explore the sandbox in minutes. Live go-live timing depends on KYC/KYB verification, but once approved you can start accepting payments and making payouts right away.
Vestrapay is currently focused on Nigeria, with expansion across Africa on our roadmap. If you're building for additional markets, talk to our team about timelines and supported corridors.
No. You can collect payments, send payouts, and run payroll from the dashboard with no code. Developers who want deeper control can use our APIs, webhooks, and SDKs.
Ready to accept your first payment?
Join thousands of African businesses using Vestrapay to power their payment infrastructure. Free to start, no credit card required.
